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Effective Use of Credit Card Balance Transfers
Using a credit card balance transfer facility is not as popular as it once was, but it can still be a very effective way to handle debts. Find out how to make the most of this useful feature.
Is It Worth Applying For A Platinum Credit Card?
There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action.
How Debt Consolidation Can Go Wrong
Consolidation can be a powerful tool for getting in control of your debts, but can also be dangerous if done badly. Find out the pitfalls to avoid when consolidating your debts.
Staying Out Of Trouble With Your Credit Card
While credit cards can certainly be convenient and useful, they can also pose dangers to your financial wellbeing. Following a few simple rules, however, will keep you out of trouble.
The True Cost Of Late Credit Card Repayments
Despite the recent reductions in the amount you're charged for making a late payment on your credit card, it's still best to avoid it when you can. Find out why there's more than a simple fee involved.
Getting The Most Benefit From Your Rewards Credit Card
Credit cards with a rewards program can be a very valuable way of profiting from your everyday spending, but to get the best out of them you need to use them wisely. Find out how to maximize the benefits you'll get.
How Credit Scoring and Loans Interact
Your credit score is one of the most important factors in getting approved for a loan. How is it calculated, and how does it affect your application?
Three Reasons To Check Your Credit Card Statement
Opening and reading your credit card statements every month can easily be neglected in favour of other more interesting activities, but this could be a mistake. Read the three reasons you should stay on top of your statements.
Are Balance Transfers Still Worthwhile?
The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no longer worthwhile?
Enjoying the Benefits of a Prepaid Credit Card
Prepaid cards are an increasingly popular kind of payment method. But why might you choose one over a normal credit card?
Do You Really Need A Credit Card?
What can you do if you want the convenience of a credit card without the risk of running up debts? There are three main alternatives you should consider.
The Different Types Of Online Loan Sites
With all the thousands of loan sites on the web, how do you know which one to choose? Read about the different kinds of site you'll come across during your loan research.
A Brief History Of Credit Cards
Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.
5 Reasons To Stop And Think Before Taking Out A Secured Loan
Taking out a secured loan can have far reaching consequences for your finances, and so it pays to take your time over the decision. This article discusses some of the potential drawbacks that you should be aware of before committing to a loan.
Choosing Cashback Or Rewards Credit Cards
With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them.
Are Online Credit Card Applications Too Easy?
Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.
When Not To Use A Credit Card
Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
Is Cashback The Future For Credit Cards?
Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
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