A Mission To Save America’s Financial Future

2008-08-20 Word Count: 466 Category: Finance

Most financial books are dry, long-winded and ultimately boring. That is not at all the case with James White’s new book “My First Million.”

White is the self-proclaimed “Financial Voice for Generation Y” (August 2008 release) (Greenleaf Book Group Press 2008) and he lives up to that title in this latest self-help book. Filled with more than a hundred easy to read tips for success with money, White is sure to reach the fast-paced group of teenagers and young adults who have grown up with microwaves, text messaging and endless credit cards.

“My First Million” includes valuable information on putting together a useable common sense budget, paying off debt and using the debt you have to your advantage, understanding your credit report, increasing your earning potential and real estate. He even goes as far as to include tips on winning the lottery or investing an inheritance.

Unlike dry financial books for the older generation, each tip is less than a page long, and packed with conversation style useful information. Rather than encourage readers to never use a credit card White seems to accept that debt is part of American culture. Much of his book is devoted to counseling the proper ways to use debt to increase your credit score, increase your earning potential and increase your net worth.

The behind the scenes of how this well written financial book of bite-sized advice came to be is nearly as interesting and useful as the book itself.

White is not a trust fund baby. He is, at age 23, a self-made millionaire. Born and raised in a middle class family in Calgary, Alberta, Canada he began his first business at age 12.

A day of babysitting neighbors in Calgary began White’s inspirational financial journey. Peering out the window at the falling snow, White had his first entrepreneurial idea. When he saw some kids shoveling snow the then 12-year-old hastily scribbled out a business plan. Armed with a $20 shovel it wasn’t long before White was gathering clients and re-investing the profits in what would become “J&W Landscaping” - a million dollar company complete with landscaping equipment like heavy-duty trucks and bobcats. Vehicles he couldn’t yet legally drive – but could hire staff to do so.

White has since branched out to form an international empire that includes real estate, debt consolidation, mechanical fleet services and public speaking. Now, he is on a mission to save the future of the American economy. White is launching a 50 city nationwide tour to promote his book and bring his exciting and inspiring ideas to the minds of Generation ‘Y.’

“My First Million” is a must read not just for Generation “Y,” but for their parents as well.

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James White was born and raised in a middle class family in Calgary, Alberta, Canada. He began his first business at age 12 and earned his first million by age 16. Armed with a $20 snow shovel it wasn’t long before White was gathering clients, and re-investing the profits in what would become “J&W Landscaping.” White has since branched out to form an international empire that includes real estate, debt consolidation, mechanical fleet services, motivational speaking and a popular Canadian radio show. Now, he is on a mission to save the American economy and the future. White plans to bring his exciting and inspiring ideas to the minds of Generation ‘Y.’